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Equity release - more meat for the sandwich generation? Demand for equity release products is continuing to grow – this is one thing which advisers involved in the market are very much agreed on.
Something else they tend to agree on is the fact that there’s no such thing as the ‘typical’ equity release customer. There are so many different motivations behind the desire to release capital from the value of a home. But we can easily identify clients whose lifestage and circumstances suggest they’re particularly likely to benefit from this type of product.
The‘sandwich generation’ is faced with a set of pressures and aspirations that combine the demands placed on people within other age groups and lifestages. Often not too far away from retirement themselves – with everything that entails – they also take responsibility for the needs of the generations both above and below their own.
Maybe there’s an aged parent whose long-term care needs to be funded... a son or daughter struggling to get a foothold on the property ladder... or grandchildren whom they understandably want to spoil a little...
Faced with a juggling act such as this, the sandwich generation has more than enough on its plate.
Source : www.ftadviser.com
Retirement Experience is a trading style of Financial Experience Limited which is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.
Demand for equity release products is continuing to grow – this is one thing which advisers involved in the market are very much agreed on.
Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited are entered on the FCA register (www.fca.org.uk/register/) under reference 440703 and 440718.
Wills and Estate Planning are not regulated by the FCA
The guidance and/or advice contained in this website is subject to UK regulatory regime and is, therefore, restricted to consumers based in the UK.
Equity Release is a lifetime mortgage or home reversion scheme.
To understand the features and risks, ask for a personalised illustration
Retirement Experience will never charge you for your initial enquiry or consultation, so it will never cost you to find out if an equity release plan is right for you. A fee is only payable on completion of a suitable plan. This fee is typically £1795.